Paying your credit card bill
When you log in to Creditcard Online or the ICS App for ABN AMRO creditcards, you see a statement showing your balance, and any amount that is due. You can pay this amount in whichever way suits you best.
Pay your bill with or without interest
You can pay the outstanding amount all at once, or in instalments. Your statement will show the final date that payment is due.
- Pay the whole amount each month
If you pay the outstanding balance in full within 21 days, you pay no interest.
- Pay in instalments
If you have the Instalment Facility and pay in monthly instalments, you pay interest at 10% on an annual basis.
How can I pay the outstanding amount?
There are four ways to pay your credit card bill. You can choose whichever you find most convenient.
- Pay in Creditcard Online
You can make a payment via Creditcard Online. However, in Creditcard Online you can’t pay more than the outstanding balance. If you’d like to pay an extra amount into your credit card account, see Extra deposits and saving.
- Pay by internet banking
You can also pay via internet banking. This may be convenient if you don’t yet have a Creditcard Online account, or if we don’t yet have your bank account number. You can find ICS’s bank account number at ABN AMRO Creditcard Services. If you’d like to let us know your bank account number, go to Changing your payment details.
- Pay with the ICS App for ABN AMRO creditcards
In the App under ‘Statement’ you can see how much you’ve spent. You can pay directly in the app. If you don’t have an outstanding balance, see Paying with the ICS App for ABN AMRO creditcards.
- Pay by direct debit
If you’d like to be sure of paying on time, without needing to do anything, you can opt to pay by direct debit. Then we transfer the outstanding amount from your bank account. This happens monthly, five days after your new statement appears online.
How long does it take for a payment to appear in my account?
- Creditcard Online: almost instantly
- ICS App for ABN AMRO creditcards: 1 to 11 working days
- Direct debit: 5 working days on average
- Internet banking: 2 working days on average
Do you expect that you won’t be able to pay the minimum amount shown on your statement? Or has your card been blocked? Please contact us to solve the problem.