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Changes to ABN AMRO credit card insurance

From 1 August 2026, ABN AMRO Schadeverzekering N.V. will adjust the cover and the terms and conditions of the Purchase Protection Insurance. In addition, the Luggage and Flight Delay Insurance will be replaced by the Additional Travel Insurance. On this page, you can see what the changes mean for you. For more details on the cover and the maximum payouts, we recommend that you read the terms and conditions.

Additional Travel Insurance

Do you pay for your trip abroad in full with your ABN AMRO Credit Card, ABN AMRO Gold Card, ABN AMRO MeesPierson Credit Card of ABN AMRO MeesPierson Gold Card? Then, with the Additional Travel Insurance, you and any partner and children are insured worldwide for travel accidents, assistance, flight delays and luggage delays.

Do you already have travel insurance? Then please check carefully what this insurance covers. The Additional Travel Insurance only covers what is not covered by that insurance. This way, you can avoid being doubly insured, underinsured or uninsured.

The insurance summarised:

  1. Flight Delay Insurance: Is a flight delayed by more than 8 hours on arrival at the travel destination? Then additional accommodation costs are covered up to a maximum of € 150 per insured person per incident, with a maximum of € 1,000 per trip.
  2. Luggage Delay Insurance: Does your luggage arrive more than 8 hours late at the travel destination on the outbound or onward journey? Then necessary purchases are covered up to a maximum of € 125 per insured person per day, with a maximum of € 1,000 per trip.
  3. Travel Accident Insurance: You receive a payout of up to a maximum of € 100,000 in the event of permanent disability. This applies to accidents during a journey by bus, boat, train or plane.
  4. Emergency Assistance Insurance: You can receive assistance in the event of an accident or death of an insured person during the trip.

Please read the terms and conditions of the Additional Travel Insurance for more information.

Purchase Protection Insurance

With the Purchase Protection Insurance, almost all purchases that you make in shops or online with your credit card are insured against loss, theft and damage. The Purchase Protection Insurance of the ABN AMRO Credit Card and ABN AMRO Mees Pierson Credit Card applies for 180 days after the date of purchase. The Purchase Protection Insurance of the ABN AMRO Gold Card and ABN AMRO Mees Pierson Gold Card applies for 365 days after the date of purchase.

Maximum insured amounts

For certain items, maximum insured amounts apply. Computer equipment, jewellery, watches and designer bags are insured up to a maximum of € 1,000. For smartphones, the maximum cover is € 250. You are insured up to a maximum of € 2,500 per incident. There is no annual maximum.

Please visit our Terms and Conditions page for more information about the Purchase Protection Insurance.

Frequently asked questions